Loss is inevitable. Loss of security isn’t.
You can’t cheat death, but you can keep it from cheating your family of its financial stability. Mortgage, tuition, monthly expenses – these are all recurring obligations many American families wouldn’t be able to meet with the loss of a head of household. But a comprehensive plan can ensure they’re covered. How much is enough? We’ll help you calculate exactly the right amount.
What if you have group coverage through your employer – is that good enough? This is an important consideration because, typically, your loved ones can only collect if that policy is still in force at the time of death, and if you’re still employed with that same company. We can review any existing plans to see if they give you adequate coverage on their own, or if a supplemental policy is in order.
Did you know? 38% of people either don’t have life insurance coverage at all,
or aren’t sure if they have enough.*
What to expect from us
While we appreciate that cost is always a consideration, we try never to reduce the process to simply “getting a quote.” Your family and your situation are unique. First we’ll talk about what’s most important to you. Then we’ll find the plan design that best meets your needs – and your budget.
Periodically, we’ll also review whether your existing policy still makes sense for the current stage of your life. Too often, people view life insurance as a “one time only” consideration. “I have it, so I’m covered.” But as your life continually evolves, your policy should keep in-step with those changes. We’ll help you make sure that it does.
Types of life insurance we offer
You’ll have access to a variety of carriers and plans that include:
- Term life
- Whole life
- Universal life
- Variable life
- Group life
What do they all mean? We’re happy to review the differences with you. But for a quick primer right now, we like this article.
What are your questions or concerns about life insurance? Let’s talk today and get you the answers you need to make an informed decision.